Products/Services:
The agency initially offers a spectrum of separate guarantee products and services, the exporter, indirect exporter and finance communities.

•         Specific Transaction Guarantees.

•         Whole Turnover Guarantees, Open Account Sales.

•         Group-Wide Guarantees.

•         Facilities Upgrade.

•         Counter trade/Barter.

•         Bid Bond.

•         Performance Guarantees.

•         Inventory Replenishment.

•         Agency Sales.

•         Future Receivables.

•         EDI

•         Post-Shipment

•     Advisory

Premium Pricing:

• PEFG premium will tentatively range from 1% to 4% (single transaction). It will even go lower than 1% in accordance with the risk PEFG assumes and the type of service obtained.
• PEFG will also levy a 0.25% fee, per transaction, with and initial maximum charge of Rs. 10,000

PEFG Policy:

• PEFG will issue bankable guarantees on behalf of new or small exporters in favor of partner banks who will be providing trade finance facilities up to US$ 100,000 to the maximum limit of US$ 2.5 million per policy/annum.
• Export trade finance guarantees issued by PEFG will act as a substitute for traditional repayment collateral or other forms of borrower pledge, typically required by financial institutions.
• PEFG will guarantee 80% of exporter performance risk leaving 20% with the partner bank.

Portfolio Risk Management:

• PEFG portfolio will be subject to continuous risk management techniques. One of these is the STRS, System for Transition Review Scoring. This will be PEFG’s Expert Banking System. The STRS will adapt best practices from banking and underwriting fields and artificial intelligence.
• The expert system has 27 parameters, and is based on the following guidelines:
• EXPORT CREDIT HISTORY
• BUYER CREDIT PROFILE
• SUPPLIER CREDIT
• COUNTRY OF DESTINATION OF GOODS
• PAYMENT TENURE
• COLLATERAL

As a general operating principle, PEFG portfolio national ceilings per major category will not exceed 10% of leveraged paid-in capital. (10:1)